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Steps to take if you have no medical insurance!

No Medical Insurance

If You Have No Medical Insurance….

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Where To Get Medical Insurance and Health Care

This article applies to you if you do not have access to a group health plan from an employer, and are not sure where to purchase health insurance on the individual or private market, if you cannot afford private insurance, or if you have been declined for individual health insurance.

  • Low Income: If you have a low income, you may be able to find government help.
    Medicaid, CHIPS (kids and pregnant women), and this federally funded health center finder. may help.
  • Unemployment Health Insurance: If you have lost your health insurance because you are unemployed, look at unemployment health insurance and COBRA health alternatives.
  • Remember that available health insurance will depend upon your zip code, age, health, budget, and many other factors.
  • Individual Health Insurance: If you are self-employed, a contract worker, or without group health insurance benefits at work, compare individual and family health insurance here.
  • Declined For Health Insurance: If you have been declined, because of a pre-existing health condition, your state has a high risk health pool. There is also a new federal high risk health plan. Here is a list of the high risk health plans by state, and also the new federal plan.

You need health insurance, but everybody has different health insurance needs. But if you need health insurance, you can find free health insurance cost quotes here.

Also refer to this larger resource on things to do if you have no medical insurance policy:

http://nomedical.net/nomedicalinsurance.html

This keep changing all the time. We tried to present a good overview, but this list may not be complete. You may have new programs in your community. Health reform is supposed to be fully implemented in 2014, but progress is being made all the time. So you may also want to check with local resources for more information.

 

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