High Risk Health InsuranceFederal and State High Risk Pools |
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Federal High Risk Health InsuranceThe website for the new federal pre-existing conditions health plan is here.What Are High Risk Health Pools?Each state in the US, and now the US federal government, have some sort of high risk health insurance plan. These were designed to cover people who do not have accesss to group coverage from an employer, and who were (or would be) declined for health insurance by individual health insurance companies.Plans are different in each state, and the national plan (established by health reform) is unique too. In fact, the exact details of the US government plan will also vary by the state you live in. The best way to find out more is to locate the plan in your own state. Your state website should also have information about the federal plan. State Insurance DepartmentsIf you have other insurance questions, you may want to contact your state insurance department. These departments exist to regulate this business in each state, and they are great sources of information of consumer information and help for residents.We have a list of State Insurance Departments here. |
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